The best time to start talking with a financial planner is in your 20s or 30s, even though most people in that age range aren’t yet thinking about retirement. Those early years are when a planner can help you take advantage of compounded growth instead of catching up later.
It’s really important to spend your time and attention with a financial professional. He or she will know the difference between just putting money into a savings account versus compounded interest and a unique growth area so that you can really accumulate money towards retirement. I know most people between the ages of 20 and 40 are not really concerned about retirement, but those are the prime years to start to plan. So, if you’re not starting, start today!
